Ready's Referral Program

What is the Ready Referral Program?

The Ready Referral Program allows existing Ready Card holders to invite friends to join Ready. When a referred friend signs up as a new user, orders a Ready Metal card, and spends $50 or more, both the referrer and the referred friend earn $15. If the referred friend chooses Ready Lite instead, they earn $5, but the referrer earns nothing.

Who can refer friends?

You must have an active Ready Card (either Metal or Lite) to participate as a referrer. Non-card holders cannot refer friends or earn referral rewards until they order a card.

Who is eligible to be referred and earn the $15 reward?

• The referred person must be a completely new Ready user — they must not have an existing Ready account (even if it has no card or funds).
• They must sign up using your unique referral link.
• They must choose Ready Metal (not Ready Lite).
• They must spend $50 or more with their Ready Metal card.

If any of these conditions are not met, the $15 reward will not be paid to either party.

How do I get and share my referral link?

1. Open the Ready app.
2. Go to the Assets screen.
3. Tap “Earn $15” (or the referrals section).
4. Copy and share your unique referral link with friends.

What are the time limits for the referred friend?

• The referred friend clicks the referral link (or enters code) to create a new Ready account.
• Once they have created the account, they have 7 days to order a Ready Metal card.
• After the card is ordered, there is no deadline to complete the $50 spend. It can be across multiple transactions.

When and how are rewards paid?

Rewards are automatically triggered once the referred friend reaches $50 in total spending with their Ready Metal card. Both the referrer and referred friend will receive $15 directly into their Ready account within 10 business days of hitting the spend threshold.

Is there a limit on how many friends I can refer?

Yes, you can refer up to 5 friends per week (potential $75 in rewards per week). If you want to refer more, join our affiliate program.

What happens if the referred friend chooses Ready Lite?

• The referred friend earns $5 when they spend $50 with their Ready Lite card.
• The referrer earns $0, no reward is paid to the original referrer.

To ensure both parties get $15, the referred friend must select Ready Metal.

Can I refer someone who already has a Ready account?

No. Only completely new users who create an account via your referral link are eligible. Existing Ready users (even those without a card or funds) do not qualify for referral rewards.

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