Ready's Referral Program

What is the Ready Referral Program?

The Ready Referral Program allows existing Ready Card holders to invite friends to join Ready and earn rewards.

When a referred friend:

• Signs up as a new user using your referral link
• Orders a Ready card
• Spends $50 or more

Your earnings increase as you refer more people. The more successful referrals you make, the higher your reward per referral - up to $32.

How do rewards work?

Metal referrals: You and your friend start at $15 each. As you refer more friends, your reward increases automatically through tiers:

Base: $15 (friend gets $15)

Tier 1 (5+ referrals): $20 (friend gets $15)

Tier 2 (50+ referrals): $22 (friend gets $15)

Tier 3 (250+ referrals): $25 (friend gets $20)

Tier 4 (500+ referrals): $28 (friend gets $20)

Tier 5 (1000+ referrals): $32 (friend gets $20)

‍Lite referrals: Your friend earns $5. You earn $1 after reaching 5 successful referrals.

👉 Tiers are based on your total number of successful referrals over time. No action is required - upgrades happen automatically.

Who can refer friends?

You must have an active Ready Card to participate as a referrer. Non-card holders cannot refer friends or earn referral rewards until they order a card.

Who is eligible to be referred and earn a reward?

• The referred person must be a completely new Ready user.
• They must sign up using your unique referral link.
• They must order a card within 7 days of signing up.
• They must spend $50 or more with their Ready card.

If any of these conditions are not met, the reward will not be paid to either party.

How do I get and share my referral link?

1. Open the Ready app.
2. Go to the Assets screen.
3. Tap “Earn $15” (or the referrals section).
4. Copy and share your unique referral link with friends.

What are the time limits for the referred friend?

• The referred friend clicks the referral link (or enters code) to create a new Ready account.
• Once they have created the account, they have 7 days to order a Ready card.
• After the card is ordered, there is no deadline to complete the $50 spend. It can be across multiple transactions.

When and how are rewards paid?

Rewards are automatically triggered once the referred friend reaches $50 in total spending with their Ready Metal card. Both the referrer and referred friend will receive rewards directly into their Ready account within 10 business days of hitting the spend threshold.

Is there a limit on how many friends I can refer?

There is no limit to how many friends you can refer.

Your rewards increase as you refer more people through the tier system.

Can I refer someone who already has a Ready account?

No. Only completely new users who create an account via your referral link are eligible. Existing Ready users (even those without a card or funds) do not qualify for referral rewards.

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