Spend Crypto in India with Ready Card: Secure, Simple
India is seeing growing interest in practical crypto use beyond trading: people want to spend, save, and earn with their digital assets. Whether you are walking through Mumbai's Colaba Causeway, grabbing a filter coffee on Bengaluru's Church Street, or shopping for Diwali lights in Chandni Chowk, the idea of paying with crypto is increasingly relevant. Ready makes that possible by connecting your onchain assets to a Mastercard debit card that works where cards are accepted across India and abroad. This article explains how to use Ready to spend crypto in India securely and simply, with real-life examples and clear steps.
Why spend crypto in India today
India has a large, tech-savvy population that travels frequently, freelances for global clients, and shops online across domestic and international platforms. Using crypto for everyday spending solves common pain points like bank fees, slow cross-border transfers, and poor FX rates when travelling.
For residents of metro hubs such as Mumbai, Delhi, Bengaluru, and Chennai, a crypto-linked card is especially useful during travel and festival seasons. Think about booking a hotel in Goa for Holi or buying electronics from an overseas seller during a sale. With Ready, you can use USDC on a Mastercard-enabled terminal and avoid hidden foreign exchange charges, while merchants always receive the local currency they expect.
How Ready works in India: step-by-step
Getting started with Ready in India is designed to be straightforward. First, download the Ready mobile app and complete the required identity verification and KYC checks. These compliance steps align with card issuer and payment network requirements and make the card usable at millions of points of sale.
Next, fund your Ready wallet with USDC, ETH, or BTC from an exchange or another wallet. Ready runs on Starknet, an Ethereum Layer 2, so moving assets is fast and cost-effective. When you spend using the Ready card, the app handles conversion and settlement so the merchant receives Indian rupees. Ready offers zero FX fees and up to $150 monthly cashback depending on your plan, meaning more of your spending stays in your pocket.
Security is built-in through self-custody. You keep control of your private keys while Ready provides smart contract protections, fraud monitoring, and customer support. That combination allows you to manage exposure and still enjoy the convenience of a physical or virtual card for everyday purchases.
Real-life use cases in India
Daily purchases: Imagine grabbing breakfast at a popular Bandra cafe or paying for groceries at a supermarket in Koramangala. Use your Ready card like any other debit card and earn cashback each month. On the Ready Metal tier you get 3 percent cashback and on the free Lite tier you get 0.5 percent. For example, a Rs 10,000 purchase on Metal returns roughly Rs 300 back as rewards.
Travel and hospitality: Book a train ticket or a hotel stay for a weekend getaway, pay for your cab, and refill your international SIM card when you fly. Since the merchant receives local currency, you avoid surprise charges and poor exchange rates that sometimes appear with conventional cards.
Freelancers and remittances: If you invoice foreign clients in stablecoins, you can keep some earnings onchain for yield opportunities or spend them directly with the Ready card. That makes it easier for software developers, designers, and consultants in tech centres like Pune or Hyderabad to access and use global income without multiple bank conversions.
Borrowing and yield: Ready also offers features to earn yield on USDC, ETH, and BTC and to borrow USDC against your bitcoin. That flexibility helps you keep liquidity during a big purchase or seasonal spending while maintaining long-term crypto exposure.
Regulatory and tax note: India’s regulatory environment for crypto continues to evolve. It is important to follow local regulations, complete KYC, and report taxable events as required by law. Ready provides clear statements to help with record keeping and tax reporting.
Ready fits India’s needs by combining onchain control with everyday convenience. With no FX fees, transparent cashback, secure self-custody, and the familiarity of Mastercard acceptance across India, it brings the benefits of crypto to real-world spending at neighborhoods and landmarks you know. Whether you are in Connaught Place, MG Road, or a smaller town, Ready aims to make crypto spending secure and simple.
Using crypto for daily life in India is not just a concept anymore. With thoughtful use, attention to local compliance, and tools like Ready that prioritise security and usability, you can make your crypto work for everyday needs, travel plans, and long-term financial strategies.