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Your onchain alternative to a bank

Get cashback on your spending, grow your savings, and spend globally with no fees. Sign up in minutes.

Backed by the best

Spend, Invest, Grow

Spend with zero fees

Spend anywhere in the world with no foreign exchange fees.

Get 10% cashback

Get up to 10% cashback on your everyday spending.

Earn 6% on your Bitcoin

Ready is the best place to earn yield on Bitcoin. Stake, borrow, and lend in seconds.

Grow your wealth

Put your crypto to work. Earn up to 6% on USDC and 4% on ETH.

Choose your card

premium

Ready Metal

Up to 10% cashback, exclusive discounts, and zero FX fees. Available in platinum or gold (16g).

The engaved metal card from Ready, formerly Argent

BaSIC

Ready Lite

Essential features and 0.5% cashback. Available in bright orange with a shiny finish.

The bright orange card from Ready, formerly Argent

Pioneering security since 2017

No one can touch your assets

We never have access to your assets, only you do.

Trusted by top exchanges

Binance, Kraken and OKX use our smart contracts to secure millions in crypto.

Fraud protection

If we spot something suspicious, we'll let you know. But we'll never act on your behalf.

Friendly support

Get around-the-clock customer support from real humans, when you need it.

Rapid customer support around the globe.

Simple tools. Real freedom.

Add money via bank transfer

Add money to your account via bank transfer - fastest and easiest way to onramp to crypto.

Borrow against your Bitcoin

Borrow USDC against your Bitcoin at ~1.6% interest. No paperwork. No middlemen. No hidden fees.

Ready to take ultimate ownership of your money?

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