How to deposit money into Ready from your bank

Until now, moving money into crypto meant going via a centralised exchange. With Ready, that’s over. You can remove a middleman, and go direct, just like crypto was always meant to be.

Bank deposits let you fund your Ready account directly from your bank. It’s faster, cheaper, more secure, and your funds arrive in your Ready account as USDC. You can spend them immediately with your Ready Card.

Bank deposits are available in 150+ countries and 6 currencies:

• EUR (Europe)
• USD (United States, not including US citizens)
• GBP (United Kingdom)
• MXN (Mexico)
• BRL (Brazil)
• AED (United Arab Emirates)

More currencies and regions are coming soon.

How to Deposit via IBAN

Same flow applies to all supported currencies.

Step 1. Open Ready

Open the Ready app and Log in

Step 2. Tap “Fund” 

You’ll find it on the home screen

Step 3. Select “Get your IBAN”

Under the Deposit section

Step 4. Fill out the Account Details

Select your country of residence and your type of occupation

Step 5. Select your currency

Choose in which currency you want to make your deposit

Step 6. Fill out the “Bank Details Application”

Fill in your personal information and wait for the application to be approved

Step 7. Send funds from your bank

Once your application is approved, you’ll get an IBAN number linked to your Ready account.

Then you’ll be able to send fiat from your regular bank to the bank details provided by Ready. 

Tip: Make sure the name on your bank account matches your Ready Account to avoid delays or rejections.

Step 8. Receive USDC in Ready

Once the transfer lands, your fiat is converted to USDC with no fees and appears in your Ready balance: ready to spend, swap, stake or invest.

Congratulations! Your Ready account is funded.

Now that your account is funded, you can:

• Spend with your Ready Card
• Earn yield with lending and staking
• Explore DeFi directly in the app
  

Got questions? Reach out to help@ready.co