Crypto Neobank

Your money. Your crypto. One app.

Ready App is the all-in-one crypto neobank. Deposit fiat, earn yield, spend with your Ready Card, and keep your assets in self-custody — without juggling multiple apps.

2M+

Users worldwide

4.8★

App Store rating

9 yrs

Zero hacks

What is Ready App?

Not an exchange. Not a wallet. Something better.

Ready App is the only app you need for crypto. It combines a fiat-funded account, a high-yield savings layer, a Visa debit card, and non-custodial self-custody — all in one interface.

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Deposit

Fund your account with fiat via bank transfer or card. Available in 100+ countries.

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Earn

Put your crypto to work. Earn competitive yield on BTC, ETH, stablecoins, and more.

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Spend

Spend your crypto anywhere Visa is accepted with the Ready Card.

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Self-custody

Your keys, your crypto. Move assets to self-custody anytime with one tap.

The Four Pillars

Everything you need. Nothing you don't.

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Deposit

Fund your account with USD, EUR, or GBP — instantly. Bank transfers, cards, and crypto on-ramps all supported. Earn up to 8% APY just for holding.

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Earn

Put your crypto to work. Stake, lend, or auto-compound — up to 10% APY on BTC, ETH, SOL and more. No lock-ups, no minimums. Withdraw anytime.

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Spend

Pay in crypto or fiat anywhere Visa is accepted. The Ready Card converts instantly at the best rates. Earn 2% cashback in BTC on every purchase.

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Self-Custody

Your keys, your crypto. Move assets to your non-custodial wallet any time with a single tap. No permission needed. No waiting. Truly yours.

Security

9 years. Zero hacks.

We’ve never been hacked. We’ve never lost customer funds. That’s not luck — it’s architecture. Every layer of Ready is built with security-first thinking.

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Multi-layer encryption

AES-256 encryption at rest and in transit. Your data never travels unprotected.

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Cold storage reserves

95%+ of all crypto assets held in offline cold storage. Immune to online threats.

SOC2 Type II certified

Independently audited. Annually recertified. Meeting the highest enterprise security standards.

Loved by 2 million+

The app your portfolio deserves

Over 2 million users across 50+ countries trust Ready for their everyday crypto and banking needs.

“I moved my entire savings into Ready. The yields are real, the card works everywhere, and I’ve never had a single issue. It’s the only app I actually trust with my crypto.”

— Marcus T., London ★★★★★

“Finally an app that bridges TradFi and crypto without making me feel like I’m gambling. The staking yields + Visa card combo is unbeatable.”

— Priya K., Singapore ★★★★★

“9 years and not one security incident. That speaks louder than any marketing. I sleep easy knowing my funds are here.”

— James R., New York ★★★★★

Get Started

Up and running in 3 minutes

No branch visit. No paperwork. No waiting. Just download, verify, and go.

1

Download the app

Available on iOS and Android. Free to download, no subscription required.

2

Verify your identity

Quick KYC in under 3 minutes. Snap your ID and take a selfie. Done.

3

Fund and start earning

Add funds, activate your card, and start earning. Your money works from day one.

Join 2M+ users

Your money should work harder than you do.

Ready is your crypto neobank — built for people who want both.